Citizens working inside Oman

Citizens working outside Oman

System for the Omani Employees employed by the Private Sector inside Oman:

Contributions are the amounts paid by the employee "the insured", employer and the Government within the insurance system in return of covering the insured against old age, disability and death risks in addition to occupational diseases and work injuries. 

Contributions are paid on monthly basis computed on the basis of percentages out of the basic salary as follows: 

Employer's contributions: 10.5% of the basic salary.
Contributions paid by the insured: 6.5% of the basic salary.

Illustrative Example:
An insured employee is drawing a basic salary of RO.100.000
Employer's contributions: RO.10.500
Contributions payable by the insured: RO.6.500

The employer should deduct the contributions payable by the insured from his/her salary and pay the same to the Authority within the first 15 days of the month next to the month for which payment is due. 
Example: The contributions payable for January 2003 should be paid during the period from 01.2.2003 to 15.2.2003.

• Issue of Bills:
  
  By the end of each month, the Contributions Section calculates the monthly contributions payable by all employers and then prints the monthly contributions bills and mails the same to the employers provided payment of contributions should be made through one of the following banks: 
   

  1. Oman International Bank

  2. Bank Muscat

  3. National Bank of Oman

  4. Oman Arab Bank

  5. Bank Dhofar

  Payment of contributions will be confirmed by the daily reports received from the said banks. However, for employers dealing with other banks, they may approach the Authority for payment of contributions.
  
  If the bill is not received within a maximum period of 10 days from the payment starting date, the Authority may be approached for obtaining copy of the same. 

• Late payment of contributions:
  
  Employers who fail to pay contributions on time are notified and necessary actions are taken to urge them to pay the contributions due.

• Payment of Contributions on Installment Basis:
  
  Employers who fail to pay on time, may pay in installments, provided they get prior approval from PASI. Additional amounts and delay interest would be charged to them as per the applicable procedures. 

• Transfer of Contributions:
  
  Remittance of the contributions of the insured employees transferring to the Civil Service Employees Pension Fund, Diwan of Royal Court Employees Pension Fund and MOD Employees Pension Fund, and collection of the contributions of the insured employees transferred from these funds and inclusion of the previous service period to the service period in the private sector. 
   

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